Managing declining health and/or dealing with the possibility or certainty of death is challenging and confronting for everyone. To assist individuals and their loved ones during this time, we have listed out some practical information to consider during this stage of life.
We have also included links to help with navigating palliative and end of life care, and understanding what happens when someone dies.
Accessing superannuation
Accessing your superannuation when your health is deteriorating can be challenging. It is recommended you speak to your treating specialist and medical doctors to assist in this process. It is worth noting that medical professionals can be tentative about signing documentation for superannuation access due to the concern that an individual’s health may improve. If a person does improve then the individual may have exhausted their superannuation funds unnecessarily. Generally accessing superannuation is only an option when someone has reached the end stage of an illness and are not suitable for or do not want a transplant.
Local care services
You or an advocate could speak to your local government, GP and medical health clinics about what local services are available to assist you. Services and care options (including palliative and end of life care) may vary depending on where you are based, for example, if you are in a metropolitan area, regional or remote area. Furthermore, different local councils and regional organisations may offer different funding support options and volunteer services. These types of services, both professional and volunteer, can arrange for assistance in your home, equipment aids, social interaction and support dependent upon your individual circumstances.
Carer Help
The Carer Help website provides practical information, advice and resources for individuals and their carers when death is a possibility. It is a comprehensive website to assist individuals with what to expect and how to empower themselves and their loved ones during this time.
Passwords
Common issues loved ones face when someone dies is accessing accounts that have secure login details, passwords, pins and other forms of technical access. It is a good idea to document these details for those managing your accounts and subscriptions. Consider your social media accounts, have you nominated a legacy contact to act on your behalf, LinkedIn, utility providers, direct debits, mobile phone access, computer logins etc., and any accounts that are difficult to access if you are not the primary account holder.
Reactions from loved ones
It can be difficult for family and friends to know how to react when a person is dying. People can find this stage confronting and difficult to comprehend and often don’t know what to say or do, or how to best support you. Talking about how you want to be treated when this time occurs brings clarity and understanding to your individual circumstances. You may prefer humour, no fuss, lots of hugs, gentle music, an open dialogue about what you’re experiencing, or reminiscing and encouraging lots of meaning-making activities. Only you will know what makes you feel comfortable and supported at the time, and by letting loved ones know, then they are given the awareness to respond in a way that best supports you and your needs.
What to do after someone dies
After someone dies, emotions are high and life can feel overwhelming. The Victorian Government has provided comprehensive information on what happens when someone passes away, including the logistical and legal processes, what leave entitlements are available, socio-cultural support, support for children and teenagers, and ways to deal with grief and loss.
Support
If you or a loved one require any support during the end-of-life stage, contact your state CF organisation. Each state has different services but will be able to provide options and support. Refer to our Services page for the state listings.
